Which cannot be automated, AFAICT. I'm syncing pictures of 4 GooglePhoto accounts twice a week each on a machine at home. Fire and forget.
But yeah, Google takeout can be done once a month if you have time to spare for that task.
rclone's documentation warns you that you can't actually get the original resolution photos back out via the Photos API. Better than nothing, obviously, but...
There's also this, which uses Chrome DevTools to automatically scrape it all: https://github.com/perkeep/gphotos-cdp