"Americans now say they need to be making roughly $122,000 a year to feel financially secure, more than double the national average,"
I don't make that much, and I support a family. The only thing rest makes me feel financially insecure is the way that IT hiring "works" today. I'm slow at code screen and my background is in irrelevant systems. Living in a terrible area for IT jobs doesn't make it any easier. If I could easily switch jobs and retain a similar salary, then I would feel good.
Have you seen this list of companies that hire without whiteboard/coding interviews? You might also want to refresh your skillset into something like React and NodeJS which has a lot of jobs these days. After having done so, it is relatively easy to get jobs making into the six figures. Hope this helps.